Your Privacy & Security

Debit Card Safety Tips

Protect your debit card as if it were cash!

• NEVER give out personal information – including social security number, debit card information, account information, and online banking access ID or password – to unsolicited contacts by phone, text, or e-mail! Farmers State Bank or Shazam will NEVER ask you for your PIN or password!
• Notify your local bank branch or Shazam immediately if your card is lost or stolen.
• Use Tap to Pay and/or your PIN!  This is always the safest way to use your debit card, especially when shopping at merchants such as pharmacies, gas stations, grocery stores or home improvement stores.
• Be wary of websites that offer you something for “free” and then require you to enter your debit card information.  Most likely it is a “free trial” and you will eventually be charged if you do not cancel it in the allotted time frame!
• Your debit card is designed for daily purchases of gas, groceries, etc. It is not a credit card and should not be used to hold a reservation.
• Consider using a PayPal, Venmo, or CashApp account linked to your checking account for any online transactions/purchases.  You, the customer, and we, the bank, both have much more control over your checking account than debit cards.  Once a debit card transaction is authorized, it cannot be stopped by either of us!
• If you will be traveling outside of Kansas or Missouri, including travel to a foreign country, please let us know before you leave town so we can put a Travel Exclusion on your debit card.  The Travel Exclusion includes the dates you will be traveling and the countries/states you will be visiting.  This should greatly reduce any issues you may have using your debit card while you are out of town!
• Get cash back with no fee when you use your debit card to make in-store purchases.
• Due to many fraudulent transactions originated on international websites, we are limiting the use of our debit cards to merchants based in the United States.  We do not anticipate this affecting many, if any, of our customers’ legitimate transactions, however, if you do have trouble with one, please contact us at (913) 352-8437 and we will be happy to assist you.